Personal Loan


* The monthly cost is calculated by dividing the total loan in equal parts over the term of the loan and based on an illustrated interest rate of APR 5.3% (TIN 5.3%). The conditions vary depending on each profile. Your actual interest rate will be presented on the offer page.

Obtaining a personal loan should be easy and efficient.

Not surprisingly, when we need to have liquidity for a project , we do not want to waste time going around and around with a request.

Going to this type of product does not mean not having money; it can mean taking advantage of an opportunity that presents itself , and that will never be repeated. We must act now, even if it is relying on a third party.

With that idea in mind, Classic Loans manages personal loans in the best conditions . Through its powerful search and comparison tool, it puts the customer in contact with the one that suits them best. How do we get it?

Classic Loans wants to make it easier to get a personal loan

Perhaps the person faces a new project, or needs money to do something important .

We can all go through a time when we have less liquidity, and it is difficult for us to face a large payment . At that moment, a temporary economic injection is great for us, which allows us to fulfill our wishes.

At Classic Loans we have the mission of making this process much easier . In a single management, and serving the client in a personalized way, we achieve that the process is completed much faster.

Thus, we have a connection via API with financial entities, which allows us to locate the type of personal loan that most interests the client . We seek that the amount is adjusted, and that the interests are as low as possible.

personal loan

A policy of satisfied customers

We strive so hard to offer the best conditions that we establish a bond of trust and proximity with each case.

Thanks to this, we are a project in the world of finance that is highly valued by those who use our services. And it is that we care about offering personalized solutions , which revolve around each person.

This is achieved through our greatest advantage: we do not charge commissions and we have no hidden costs. Our reward comes from the link we establish between the bank and the end customer, in a relationship that is beneficial to all parties.

A customized personal loan

We know that each project is a world . And, therefore, the financing of some does not serve for the cases of others.

In that sense, Classic Loans gives the most appropriate answer to each case. It is enough for the client to indicate what they need, and we take care of everything else. This allows the person to know first-hand aspects such as:

And it is that for us it is essential that the client has all the information . We are convinced that this makes it much easier to request a loan with two of Loan's engines: trust and security for each client .

It is such a simple process that it makes personal loans an incredibly accessible and interesting product. If we add to that our policy of responding in a single contact, we believe that we are facing a very advantageous format for all parties.

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Frequent questions

How can i apply for a loan?

Classic Loans puts all the banks at your fingertips with a single request. You enter our form, complete it and we will send you the best online loan offers.

What does Classic Loans do exactly?

Classic Loans makes it possible for your application to be sent to various financial institutions so that you are the one who chooses the bank with which to apply for the loan. Loan it will make the process of hiring a loan easier.

Can I request a loan with ASNEF?

Classic Loans works with financial entities specialized in granting loans for those who are on the ASNEF list. There is no problem to get a loan being on the ASNEF list. We offer possible solutions such as having a guarantee, a car or a home without a mortgage.

Is it necessary to pay for Classic Loans services?

Classic Loans does not charge users any type of commission for performing its service. The service offered by Classic Loans is totally free.

Can I simulate a contract without having to take out the loan?

At Classic Loans we know how important it is to know the conditions of the loan before hiring any type of service. Therefore, you can carry out all the simulations you want. We have a simple simulator that allows you to see the pre-approved offers without contracting the loan.

Is Classic Loans a bank?

Classic Loans is not a bank. It is a financial intermediary that helps you get the best loans on the market.

How do I access my offers?

At the moment in which an application begins to be filled, Classic Loans sends an email with a password that must be entered when logging in along with the email that the application has been completed.

How can I get a lower interest rate?

Classic Loans is an expert in finding the lowest interest rate. We only partner with those banks and financial institutions that are trusted. You fill out the Classic Loans application and we will take care of the rest.

Why should you choose Classic Loans?

Classic Loans has a team that has been in the loan industry for many years. We have more than ten years of experience as a loan intermediary. It offers a fast and modern way to get the best loan deal on the market 24/7.

Our system scans the market to obtain the best interest rate from trusted banks and financial entities. No more filling out a multitude of applications to get a bank to offer you a loan. For us the three most important things are: trust, transparency and getting the best deal.

When do I receive the money?

Once the contract is signed, you will receive the money in a few days. It always depends on the financial institution you have chosen.

Does Lend it have a license?

Classic Loans operates under all legal requirements.

What is a financial intermediary?

It is a financial entity that mediates between the user and different financial entities,

Can I complete as many loan applications as I want?

Classic Loans accepts a single application by DNI / NIE and email. The reason is that financial institutions do not accept different loan applications for the same person. Once the first loan has been obtained, the service can be used again.

Can I pay the loan at any time?

Most of the banks we work with allow you to pay the loan at any time. Classic Loans advises paying the monthly payment that has been agreed with the financial institution to avoid extra charges.

Therefore, the user must read the contract and the terms and conditions before signing.

What are the requirements to request a personal loan online?

The requirements to request an online loan are: be over 18 years old, have a mobile phone and a bank account.

I don't have a job, can I borrow without payroll?

With Classic Loans you can request a loan if you are not working. For this, we recommend having a guarantee as it increases the chances that the loan will be granted. Or proving income either from unemployment or from some type of benefit.

How will I know if my application has been approved?

The moment an entity accepts the request, an SMS is automatically sent to the mobile phone indicated in the request. That means there are one or more offers available. At any time you can check the status of the request from logging in . At any time you can contact us by email, whatsApp or phone.

When will I know if my application has been approved?

It is known if you have been pre-approved by a financial institution immediately. Once the client accepts the offer, the entity will verify the data and within a maximum period of a few days offers a response.

Is it safe to enter my personal information?

At Classic Loans we have advanced technology that ensures the data of each of the applications at all times. It also offers the possibility of eliminating the data from our database at any time.

What banks do you work with?

We work with a large number of prestigious financial institutions so that each request has offers that adapt to their conditions. Some of our collaborators are YounitedCredit, Cofidis, Cetelem, Wizink, Euroloan, Ferratum bank, Prestamo10, etc.

What happens if I don't pay the loan?

From Classic Loans we always advise meeting the terms of the loan requested. We also recommend reading each and every one of the conditions of each financial institution in detail. In this way, exactly what the penalties will be are awarded.

I have not been able to finalize my application at this time, can I finish completing it later?

With the password that is sent to the email and the email you can complete the request without any inconvenience in logging in .

What will my monthly cost be?

To find out the monthly cost that you will have to pay you can use the loan calculator. Although to know exactly what the conditions of your loan will be, we recommend filling out the entire application to the end.

In this way you will be able to see the real loan offers offered by the collaborating financial institutions.

What can I use the loan for?

You can use the loan to fulfill your dreams. You can unify loans, request a home improvement loan, request a used car loan, a medical loan, a travel loan and much more.

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