Collaborating financial entities

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* The monthly cost is calculated by dividing the total loan in equal parts over the term of the loan and based on an illustrated interest rate of APR 5.3% (TIN 5.3%). The conditions vary depending on each profile. Your actual interest rate will be presented on the offer page.

If you are determined to use Classic Loans services, you may be wondering which are our collaborating financial entities . We love that our clients have all the information, that is why we have collected it here.

You will see that we do not work with just anyone. We want you to have all the peace of mind and guarantees when requesting our advice. In that sense, we know that everything that has to do with money is delicate, and we want to be absolutely transparent.

At Classic Loans we work with top-level entities . All of them have the necessary legal protection to offer you credits and / or loans, so you don't have to worry about anything. Do you want to know them? We present them to you.

Easy credit

What are the financial entities that collaborate with Classic Loans?

As you know, at Classic Loans we are intermediaries for financial products . This means that we do not grant credits or loans, but rather we put the client and the financial institution in contact.

We do this without passing on any cost or commission as a customer. Yes, as you hear, betting on Classic Loans is totally free for you. And, in addition, we surround ourselves with financial institutions that provide you with all the guarantees.

Examples of them would be financial entities such as Creditea, Younited credit, Bondora . Surely you've heard of them, and their excellent financial services.

In addition, in Classic Loans you will also find the services of other specialized entities with great repercussion in the transformation of the sector, such as Moneymas, Fidinda or Monedo Now . These are just a few examples, of course. We are always open to new collaborations, as long as they are beneficial for the most important thing: you, our client and reason for being .


A different way of managing financial services

At Classic Loans we care that the products we offer you have all the guarantees you need. Not only because the law requires it, but because we know that our clients trust us. And we don't want to disappoint you.

Thus, although as intermediaries we would not be obliged to do anything, we make sure to close agreements with entities that offer excellent conditions . We do not want to offer you mediocre products, or encourage you to make wrong decisions.

For this reason, on our website you will find a credit and loan simulator , which will allow you to know all the information you need before hiring. But we have many more advantages for you.


Betting on Classic Loans is choosing the best financing for your projects

At Classic Loans we are very proud of the work we do. That has earned us an excellent reputation on the Internet , forged with every satisfied customer.

To achieve this, we do things that make a difference. We have already told you that we do not charge you anything for our services . But, in addition, we process everything 100% online and we respond within 24 hours from when you process your request.

As if this were not enough, we choose the best products from among all the collaborating financial institutions with which we work. We do not marry anyone, but we use our technology to get the best product for who we care the most: you. Therefore, if you choose Classic Loans , you bet on a different way of being and doing. We speak?


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Frequent questions

How can i apply for a loan?

Classic Loans puts all the banks at your fingertips with a single request. You enter our form, complete it and we will send you the best online loan offers.

What does Classic Loans do exactly?

Classic Loans makes it possible for your application to be sent to various financial institutions so that you are the one who chooses the bank with which to apply for the loan. Loan it will make the process of hiring a loan easier.

Can I request a loan with ASNEF?

Classic Loans works with financial entities specialized in granting loans for those who are on the ASNEF list. There is no problem to get a loan being on the ASNEF list. We offer possible solutions such as having a guarantee, a car or a home without a mortgage.

Is it necessary to pay for Classic Loans services?

Classic Loans does not charge users any type of commission for performing its service. The service offered by Classic Loans is totally free.

Can I simulate a contract without having to take out the loan?

At Classic Loans we know how important it is to know the conditions of the loan before hiring any type of service. Therefore, you can carry out all the simulations you want. We have a simple simulator that allows you to see the pre-approved offers without contracting the loan.

Is Classic Loans a bank?

Classic Loans is not a bank. It is a financial intermediary that helps you get the best loans on the market.

How do I access my offers?

At the moment in which an application begins to be filled, Classic Loans sends an email with a password that must be entered when logging in along with the email that the application has been completed.

How can I get a lower interest rate?

Classic Loans is an expert in finding the lowest interest rate. We only partner with those banks and financial institutions that are trusted. You fill out the Classic Loans application and we will take care of the rest.

Why should you choose Classic Loans?

Classic Loans has a team that has been in the loan industry for many years. We have more than ten years of experience as a loan intermediary. It offers a fast and modern way to get the best loan deal on the market 24/7.

Our system scans the market to obtain the best interest rate from trusted banks and financial entities. No more filling out a multitude of applications to get a bank to offer you a loan. For us the three most important things are: trust, transparency and getting the best deal.

When do I receive the money?

Once the contract is signed, you will receive the money in a few days. It always depends on the financial institution you have chosen.

Does Lend it have a license?

Classic Loans operates under all legal requirements.

What is a financial intermediary?

It is a financial entity that mediates between the user and different financial entities,

Can I complete as many loan applications as I want?

Classic Loans accepts a single application by DNI / NIE and email. The reason is that financial institutions do not accept different loan applications for the same person. Once the first loan has been obtained, the service can be used again.

Can I pay the loan at any time?

Most of the banks we work with allow you to pay the loan at any time. Classic Loans advises paying the monthly payment that has been agreed with the financial institution to avoid extra charges.

Therefore, the user must read the contract and the terms and conditions before signing.

What are the requirements to request a personal loan online?

The requirements to request an online loan are: be over 18 years old, have a mobile phone and a bank account.

I don't have a job, can I borrow without payroll?

With Classic Loans you can request a loan if you are not working. For this, we recommend having a guarantee as it increases the chances that the loan will be granted. Or proving income either from unemployment or from some type of benefit.

How will I know if my application has been approved?

The moment an entity accepts the request, an SMS is automatically sent to the mobile phone indicated in the request. That means there are one or more offers available. At any time you can check the status of the request from logging in . At any time you can contact us by email, whatsApp or phone.

When will I know if my application has been approved?

It is known if you have been pre-approved by a financial institution immediately. Once the client accepts the offer, the entity will verify the data and within a maximum period of a few days offers a response.

Is it safe to enter my personal information?

At Classic Loans we have advanced technology that ensures the data of each of the applications at all times. It also offers the possibility of eliminating the data from our database at any time.

What banks do you work with?

We work with a large number of prestigious financial institutions so that each request has offers that adapt to their conditions. Some of our collaborators are YounitedCredit, Cofidis, Cetelem, Wizink, Euroloan, Ferratum bank, Prestamo10, etc.

What happens if I don't pay the loan?

From Classic Loans we always advise meeting the terms of the loan requested. We also recommend reading each and every one of the conditions of each financial institution in detail. In this way, exactly what the penalties will be are awarded.

I have not been able to finalize my application at this time, can I finish completing it later?

With the password that is sent to the email and the email you can complete the request without any inconvenience in logging in .

What will my monthly cost be?

To find out the monthly cost that you will have to pay you can use the loan calculator. Although to know exactly what the conditions of your loan will be, we recommend filling out the entire application to the end.

In this way you will be able to see the real loan offers offered by the collaborating financial institutions.

What can I use the loan for?

You can use the loan to fulfill your dreams. You can unify loans, request a home improvement loan, request a used car loan, a medical loan, a travel loan and much more.

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