Personal loan € 20,000

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* The monthly cost is calculated by dividing the total loan in equal parts over the term of the loan and based on an illustrated interest rate of APR 5.3% (TIN 5.3%). The conditions vary depending on each profile. Your actual interest rate will be presented on the offer page.

Requesting a personal loan of € 20,000 means making a major decision. Not in vain, it is a very high amount, and it is natural that you want to be very clear about the step you are going to take.

In that sense, at Classic Loans we are absolutely committed to you. We want you to make the best decision, and we work hard to help you get the product with the lowest interest .

We do it through an innovative, efficient and fast system . We want to be the leading loan management platform in the market, and that is achieved with a commitment to each client. Do you want to know our method?

personal loan € 20,000

A personal loan of € 20,000 especially for you

For us it is important that, when applying for your personal loan , you have the peace of mind of knowing that you have a team at your disposal. We are professional and close. And we will do everything possible so that you get the best conditions through our service.

The loan application process through Classic Loans is really easy because:

In addition, when requesting your loan with Classic Loans , a specialist will contact you to process everything. In this way, if you have any type of doubt, we will solve it before you make this important decision.


A personal loan full of advantages

As if this were not enough, Classic Loans offers you some really advantageous additional conditions. Among them, we believe that the fact that we do not charge you commissions or management expenses stands out . We don't want you to pay a penny more, and this seems like the best way to show our commitment to you.

In addition, we do not make a personal loan of € 20,000 the same for two clients . That is, we know that each case is different, and we adjust to your needs. We take a look at the documentation you send us, and we take it into account to make a tailor-made proposal . In this way, we make a difference.


What if I am not convinced by the loan conditions?

Absolutely nothing happens.

At Classic Loans we are so sure that we are going to offer you an incredibly competitive product, that you do not make any commitment by asking us to do a study of your case. No small print or complications. We are transparent.

However, keep in mind that if a client asks us to study a personal loan of € 20,000 , they usually end up contracting it with Classic Loans . Why? Because we do our job very well, and we are going to provide you with a service that will give you the necessary peace of mind to take this step. Committed to you.


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Frequent questions

How can i apply for a loan?

Classic Loans puts all the banks at your fingertips with a single request. You enter our form, complete it and we will send you the best online loan offers.

What does Classic Loans do exactly?

Classic Loans makes it possible for your application to be sent to various financial institutions so that you are the one who chooses the bank with which to apply for the loan. Loan it will make the process of hiring a loan easier.

Can I request a loan with ASNEF?

Classic Loans works with financial entities specialized in granting loans for those who are on the ASNEF list. There is no problem to get a loan being on the ASNEF list. We offer possible solutions such as having a guarantee, a car or a home without a mortgage.

Is it necessary to pay for Classic Loans services?

Classic Loans does not charge users any type of commission for performing its service. The service offered by Classic Loans is totally free.

Can I simulate a contract without having to take out the loan?

At Classic Loans we know how important it is to know the conditions of the loan before hiring any type of service. Therefore, you can carry out all the simulations you want. We have a simple simulator that allows you to see the pre-approved offers without contracting the loan.

Is Classic Loans a bank?

Classic Loans is not a bank. It is a financial intermediary that helps you get the best loans on the market.

How do I access my offers?

As soon as an application begins to be filled in, Classic Loans sends an email with a password that must be entered when logging in along with the email that the application has been completed.

How can I get a lower interest rate?

Classic Loans is an expert in finding the lowest interest rate. We only partner with those banks and financial institutions that are trusted. You fill out the Classic Loans application and we will take care of the rest.

Why should you choose Classic Loans?

Classic Loans has a team that has been in the loan industry for many years. We have more than ten years of experience as a loan intermediary. It offers a fast and modern way to get the best loan deal on the market 24/7.

Our system scans the market to obtain the best interest rate from trusted banks and financial entities. No more filling out a multitude of applications to get a bank to offer you a loan. For us the three most important things are: trust, transparency and getting the best deal.

When do I receive the money?

Once the contract is signed, you will receive the money in a few days. It always depends on the financial institution you have chosen.

Does Lend it have a license?

Classic Loans operates under all legal requirements.

What is a financial intermediary?

It is a financial entity that mediates between the user and different financial entities,

Can I complete as many loan applications as I want?

Classic Loans accepts a single application by DNI / NIE and email. The reason is that financial institutions do not accept different loan applications for the same person. Once the first loan has been obtained, the service can be used again.

Can I pay the loan at any time?

Most of the banks we work with allow you to pay the loan at any time. Classic Loans advises paying the monthly payment that has been agreed with the financial institution to avoid extra charges.

Therefore, the user must read the contract and the terms and conditions before signing.

What are the requirements to request a personal loan online?

The requirements to request an online loan are: be over 18 years old, have a mobile phone and a bank account.

I don't have a job, can I borrow without payroll?

With Classic Loans you can request a loan if you are not working. For this, we recommend having a guarantee as it increases the chances that the loan will be granted. Or proving income either from unemployment or from some type of benefit.

How will I know if my application has been approved?

The moment an entity accepts the request, an SMS is automatically sent to the mobile phone indicated in the request. That means there are one or more offers available. At any time you can check the status of the request from logging in . At any time you can contact us by email, whatsApp or phone.

When will I know if my application has been approved?

It is known if you have been pre-approved by a financial institution immediately. Once the client accepts the offer, the entity will verify the data and within a maximum period of a few days offers a response.

Is it safe to enter my personal information?

At Classic Loans we have advanced technology that ensures the data of each of the applications at all times. It also offers the possibility of eliminating the data from our database at any time.

What banks do you work with?

We work with a large number of prestigious financial institutions so that each request has offers that adapt to their conditions. Some of our collaborators are YounitedCredit, Cofidis, Cetelem, Wizink, Euroloan, Ferratum bank, Prestamo10, etc.

What happens if I don't pay the loan?

From Classic Loans we always advise meeting the terms of the loan requested. We also recommend reading each and every one of the conditions of each financial institution in detail. In this way, exactly what the penalties will be are awarded.

I have not been able to finalize my application at this time, can I finish completing it later?

With the password that is sent to the email and the email you can complete the request without any inconvenience in logging in .

What will my monthly cost be?

To find out the monthly cost that you will have to pay you can use the loan calculator. Although to know exactly what the conditions of your loan will be, we recommend filling out the entire application to the end.

In this way you will be able to see the real loan offers offered by the collaborating financial institutions.

What can I use the loan for?

You can use the loan to fulfill your dreams. You can unify loans, request a home improvement loan, request a used car loan, a medical loan, a travel loan and much more.

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